CredWise: Smart Credit for Bright Futures
Our mission is to make Buy Now, Pay Later responsible and accessible for college students. Build credit history, learn financial skills, and unlock opportunities — all while staying in control.
Get StartedWhat We Provide
Smart financial tools designed specifically for students
Student-Focused BNPL
Buy now, pay later options tailored to student budgets with flexible repayment schedules
Financial Education
Learn about credit, interest, and financial management through bite-sized lessons
Smart Reminders
Never miss a payment with timely notifications and repayment tracking
Wise Loans (upto 5 lacs)
Access affordable loans for education, projects, and emergencies with student-friendly terms
Responsible Limits
Credit limits that grow with you as you demonstrate responsible usage
Rewards and Achievements
Earn points for responsible financial behavior that can be redeemed for exclusive benefits
Your Security is Our Priority
End-to-End Encryption
Your data and transactions are protected with bank-grade security protocols
RBI Compliant
We follow all Reserve Bank of India guidelines for secure digital lending
Verified by Students
Trusted by thousands of students from top colleges across India
What Students Say
Hear from students already using CredWise
"CredWise helped me manage my expenses without stress. The educational tips are genuinely helpful!"
Priya Sharma
Delhi University
"As a first-year student, I was worried about finances. CredWise made it simple to build credit responsibly."
Rahul Patel
IIT Bombay
"The repayment reminders are so helpful! I've never missed a payment thanks to CredWise."
Ananya Gupta
Manipal University
"I love how CredWise explains financial concepts in simple terms. I've learned so much!"
Vikram Singh
BITS Pilani
"The spending insights helped me identify where I was overspending. Game changer for my budget!"
Neha Reddy
Christ University